Tim is a husband, father, aspiring entrepreneur, and self-proclaimed Walt Disney World aficionado. He is also the creator of AtypicalFinance.com with the hopes of challenging and inspiring everyday people to do something different with their money.A huge personal finance nerd, Tim studies everything he can on the subject with the goal of achieving financial freedom and sharing that knowledge with others. In September 2016, he finished paying off $26,000 in debt in less than a year!When not looking at his budget, he can be found spending time with his wife and two little girls, as well as (always) planning his next Disney trip.
tax refund

Excited About Your Tax Refund? Here’s Why You Shouldn’t Be

It’s that time of year again! Tax refund time! Depending on where you live, a tax refund may be a little bit of warmth in an otherwise cold season. Most people that I personally know file their taxes as soon as they can after receiving their income statements from their employers. They are extremely excited to receive their refunds! I used to be that way, waiting until February or March to see how much I was going to get back. It’s an exciting feeling. The IRS reported in February 2016 that the average refund was $3,120 for the 2015 filing […]

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17 Brilliant Ideas to Pay Off Debt Faster than Ever in 2017

Debt sucks. There is no getting around that. For the majority of the American population, debt will suck the life out of you. The sooner you can pay off debt, the better. Sure there are some ways to utilize debt to grow wealth, but for most American’s we have a love/hate relationship with debt. We love to use it and hate to carry it. Some of us treat debt similar to an unhealthy relationship. We know we need to get out but we’re too comfortable to do anything about it. That’s the point where I was at. One of my […]

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Personal Finance Lessons I Learned by Mowing My Lawn

Have you ever mowed a lawn before? Do you mow one now? How about when you were younger? With a wife and two little girls in the house, sometimes I go out and mow the lawn whether it needs it or not.  😉 All joking aside, it’s nice to get out there on a beautiful day and cut the lawn. It takes me about an hour to do my lawn. That translates to a lot of thinking time almost weekly during roughly half the year. And what do I think about? Well, since I’m a a big nerd (just ask […]

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personal finance

What Mountains Can Teach Us About Personal Finance

My family and I just got back from a beautiful week-long trip to Colorado. Thankfully, we were able to do quite a bit. A couple of the highlights were seeing an old 1880’s mining town and traveling up to Pikes Peak. Pikes Peak is one of the highest mountains in the country at 14,114 feet. And it is COLD up there! On the day we traveled to Pikes Peak, the temperature in Denver was around 90º but only around 45º on the mountain. While we were up there we had quite a scare. We were in the little cafe at […]

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