Ben is an avid market enthusiast who serves VTX Capital, LLC. in an advisory and support role. He works behind the scenes managing the technical components that allow us to bring you the latest in digital personal finance via an online platform.His areas of expertise include CMS Support, Social Media Branding, Content Marketing and Advertising.He currently holds a BS from Virginia Tech and a BSN from Western Governor's University.
Follow these awesome 4 tips to use your money wisely have you've finally become debt free.

4 Must-Do Things After You Finally Become Debt Free

This article is a guest-post by Jacob, the voice behind Dollar Diligence (a personal finance blog focused on debt repayment and savings strategies).  Find him on Twitter for new articles and tips. Everyone always talks about getting out of debt and all the ways to become debt free but that’s usually where the conversation ends. Rarely do they mention what the next steps are and that’s a scary proposition. It helps explain why 20% of Americans think they’ll never become debt free. What you need to do is utilize the same discipline it took to get out of debt, and apply […]

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how to create a monthly budget plan

The Ultimate List of Financial Goals (15+ Brilliant Examples Anyone Can Achieve)

Achieving financial success usually takes a little more than just luck. It takes extreme discipline, dedication and repeated sacrifice. It takes setting short and long term financial goals and then following through on promises to yourself. All things the majority of Americans seem to struggle with. Fortunately, research suggests that simply jotting down a list of financial goals makes you 42% more likely to achieve them. Not bad for merely putting pen on paper. Every once in a while Lady Luck steps in and changes someones life…odds are that person won’t be you. Don’t be the person who indefinitely waits […]

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This frugal couple found creative ways to start living on one income and went back to school for another degree.

8 Tips for Living on One Income When Money is Tight

Have you ever felt trapped by your circumstances? You know, that feeling you get when you’d like to do something different with your life but you can’t miss work because that means missing a paycheck (even if its undersized). Or maybe you or your spouse would like to go back to school but know that affording it is next to impossible? Living on one income while trying to support others is difficult but it can be done. Whether its just you and your significant other or there are two (or more) little mouths to feed, there is a lot to […]

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Make money online

How to Make Money Online: 35+ Legitimate Ways to Earn Money

Each year our most popular article is people wanting to know how to make money online. This comes as no surprise to us (who doesn’t want a little extra spending cash?) and so we make sure to keep an updated list of ways that you, our readers, can stuff a little more dime in your pockets. Whether you’re a stay-at-home parent looking to help ends meet, a bachelor(ette) looking to supplement your income, a college student looking for some spending cash or none of the above, there is a way for you to make money online. Since there are thousands […]

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Start your own business with Guidant's Rollover for Business Startups funding method! Raise capital for your company without going into debt or taking out a loan.

An Overlooked Option for Starting a Business Debt-Free

This is a sponsored post written by me on behalf of Guidant Financial. All opinions are 100% mine. There is no more liberating feeling than being your own boss. It’s a feeling that many of you may never experience. But it is a feeling you could experience if you were to join the other 28 million small business owners in the United States doing something special…owning your own business. You see, that’s actually a lot of people. Nearly 10% of the entire US population to be precise. So while you may think that owning a business is something only an […]

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