No spend weekend ideas

25 Fun Things to Do on a No-Spend Weekend

Is your bank account begging you to take a time-out? Have you splurged one too many times recently, and need to get it together again. It may be time to take a “no spend weekend.” The idea behind a no-spend weekend is pretty simple:   For just a few days, you need to occupy yourself with things that do not cost any money at all.   It can be a great way to kick start a more frugal lifestyle change. Note: no-spend weekends do not mean no-FUN weekends. Far from it, actually. I’ve found that some of the weekends where […]

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Check out these actionable tips to fix and repair your credit score.

4 Easy Ways to Fix a Low Credit Score That Actually Work

garagestock | Shutterstock Your credit score really matters. Did you know that having a low credit score can increase the cost of a 5 year $20,000 car loan by over $5,000? It’s true, and less than 25% of consumers are aware of it, according to a recent survey. Auto loans aren’t the only the only thing affected by your credit score. Having a low score can can mean higher interest rates on your mortgage and having reduced borrowing limits on credit cards. Even if you don’t borrow, your credit score still matters. Credit scores are often used by parties other than lenders. For […]

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Check out this amazing list of 10 ways to save electricity in your home this summer!

10 Proven Ways to Save Electricity at Home

It’s summer, the time of year for backyard grilling, lounging poolside and…skyrocketing electric bills. That last element isn’t something most of us look forward to. But with these 10 ways to save electricity at home, you can rest assured you’re doing everything you can to protect the environment… …and your wallet. Better yet most of these ways to save electricity are absolutely free and you can get started right now: 1. Learn to Set the Air Conditioning Properly Air conditioning is the cold elephant in the room when it comes to electric bills. Nothing beats walking into a cold wall […]

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Get a raise at work by checking out these easy to follow tips | Learn how to ask your boss for a raise

How to Ask for a Raise: The Advice No One Ever Gave You

You work your butt off. You’ve taken on extra responsibilities at the office. You slave away after hours. You’ve gone above and beyond to impress your boss and be the best employee you can be. And now…you want a raise. There’s just one problem. Getting a pay raise for the job you’re already doing is really hard. Really, really hard. At my last job, prior to starting VTX, I found out first hand how difficult it is to approach your boss and ask for a raise. It was working at a local wealth management firm, my first job out of college, […]

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investing for millennials

Investing for Millennials: How Get Ahead and Retire a Millionaire

If you are reading this article and you are in your twenties (or even your thirties), you are in the golden years for setting yourself up to retire with a lot of money. A lot. I’m talkin’ a million or more. But in order to make that happen, you need to make investing a regular part of your financial life. The problem for a lot of young people is that learning how to invest hangs pretty low on on their priority list. If this sounds like you, don’t fret. Related:  Learn How to Invest for Beginners (How to Manage Your […]

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