Follow these awesome 4 tips to use your money wisely have you've finally become debt free.

4 Must-Do Things After You Finally Become Debt Free

This article is a guest-post by Jacob, the voice behind Dollar Diligence (a personal finance blog focused on debt repayment and savings strategies).  Find him on Twitter for new articles and tips. Everyone always talks about getting out of debt and all the ways to become debt free but that’s usually where the conversation ends. Rarely do they mention what the next steps are and that’s a scary proposition. It helps explain why 20% of Americans think they’ll never become debt free. What you need to do is utilize the same discipline it took to get out of debt, and apply […]

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4 Creative Ways People Are Getting out of Debt in 2018

Getting out of debt can be hard. If you’re in debt, you know it’s stressful (otherwise why would you have clicked on this article?). And if you don’t feel stressed by your debt, you’re probably ignoring your debt, which is infinitely worse. Like many of you, I’ve been there. I know how it feels to have debt constantly looming over your head. I know what the guilt feels like every time you pull out your credit card to pay for groceries because you need to use credit– because you can’t afford to buy them in cash. I know the soul-sucking feeling of seeing […]

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17 Brilliant Ideas to Pay Off Debt Faster than Ever in 2018

Debt sucks. There is no getting around that. For the majority of the American population, debt will suck the life out of you. The sooner you can pay off debt, the better. Sure there are some ways to utilize debt to grow wealth, but for most American’s we have a love/hate relationship with debt. We love to use it and hate to carry it. Some of us treat debt similar to an unhealthy relationship. We know we need to get out but we’re too comfortable to do anything about it. That’s the point where I was at. One of my […]

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getting out of debt

Getting Out of Debt: Stop Paying Interest and Start Earning It

According to a study by Nerd Wallet, the average American household has $15,310 in credit card debt and $132,086 in household debt. I can attest to this being true; I myself started my professional career with tons of debt. I had student loans, credit cards and a not-so-smart car loan. When I got married, I had the pleasure of quadrupling my debt. Merging hubby’s debt along with the genius idea of financing a luxury vehicle while starting a new business with credit cards didn’t help. Getting out of debt had to become a priority. The one thing I regret about having so much debt […]

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