Policy Page

VTX Capital, LLC Policy Page

Effective as of May 31, 2018

PLEASE READ OUR PRIVACY POLICY AND TERMS OF USE CAREFULLY BEFORE USING THIS SITE

By using vtxcapital.com (further referred to as the “Site”), you are consenting to the policies listed on this page. Our Privacy Policy, along with our Terms of Use, describe the factors that may effect our editorial content, the personal information we collect through our Site, how we collect that information, and which parties, if any, will have access to it.

By using the Site, which is owned and operated by VTX Capital, LLC (“Company”, “us,” “we” or “our”), you explicitly accept, without limitation or qualification, our practices surrounding the collection, use, and sharing of personal information provided by you in the manner described on this Policy Page. If you do not agree with the terms on this Policy Page, please do not access, browse, or use this Site.

We encourage you to review this Policy Page whenever you use or access the Site to stay informed about our personal information practices and the ways you can help protect your privacy.

CONTACT DETAILS

Full name of legal entity: VTX Capital, LLC

Email address: [email protected]

It is very important that the information we hold about you is accurate and up to date. Please let us know if at any time your personal information changes by emailing us at [email protected]

PRIVACY POLICY

HOW WE COLLECT YOUR PERSONAL DATA

We may collect data about you by you providing the data directly to us (for example by filling in forms on our site or by the voluntary submission of email address information) or it may be held anonymously for us through the use of cookies and/or similar technologies.

OUR USE OF COOKIES

A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.

Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.

Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

We use cookies for the following purposes:

(a) authentication – we use cookies to identify you when you visit our website and as you navigate our website;

(b) status – we use cookies to help us to determine if you are logged into our website;

(c) personalization – we use cookies [to store information about your preferences and to personalize the website for you;

(d) security – we use cookies [as an element of the security measures used to protect user accounts, including preventing fraudulent use of login credentials, and to protect our website and services generally;

(e) advertising – we use cookies to help us to display advertisements that will be relevant to you; and

(f) analysis – we use cookies to help us to analyze the use and performance of our website and services;

We use Google Analytics to analyze the use of our website. Google Analytics gathers information about website use by means of cookies. The information gathered relating to our website is used to create reports about the use of our website. Google’s privacy policy is available at: https://www.google.com/policies/privacy/.

Most browsers allow you to refuse to accept cookies and to delete cookies. The methods for doing so vary from browser to browser, and from version to version. Please consult your browser instructions for information about how to delete or block cookie usage.

Please note that blocking cookies may have a negative impact on the functions of many websites, including our Site. Some features of the Site may cease to be available to you.

OUR USE OF AUTOMATED INFORMATION COLLECTION

Our Site may use third-party Data Processors (for example the Facebook Pixel or the Pinterest Tag) to automatically obtain information about your user profiles on those respective sites. As a Data Controller we will not have access to your personal information, but our Site may utilize their respective advertising platforms to further distribute our content.

INTEREST-ADVERTISING STATEMENT

Our Site is affiliated with AdThrive, LLC (“AdThrive”) for the purposes of placing advertising on the Site.  AdThrive uses standard and widely-available tools for the placement and serving of ads, including those provided by Google, Inc. and its affiliates. We publish interest-based advertisements on the Site; that is, ads that are tailored to reflect your interests. To help understand your interests, AdThrive, Google and our other advertising partners will track your behavior on our website and on other websites across the Internet using cookies.

By using this Site, you consent to the use of such cookies and the sharing of data captured by such cookies with AdThrive, Google, and our other third party partners.You can view, delete or add interest categories associated with your browser by visiting: https://adssettings.google.com. You can also opt out of the network cookie using those settings or using the Network Advertising Initiative’s multi-cookie opt-out mechanism at: http://optout.networkadvertising.org.  However, these opt-out mechanisms themselves use cookies, and if you clear the cookies from your browser your opt-out will not be maintained.

FOR EUROPEAN ECONOMIC AREA (EEA) RESIDENTS

If you reside in a country in the European Economic Area (EEA), then under the GDPR and applicable data protection laws you have the rights, among other things, to access your personal data, have us erase it, and/or restrict its further processing.  If you wish to access or delete your personal data (if any) maintained by us or AdThrive related to advertising on the Site, you can contact AdThrive at [email protected] If you wish to see a list of the advertising partners we work with or change which of those partners track your behavior using cookies, click the ad preferences icon. (Available in the EU).

EMAIL ADDRESSES 

We may collect your email address, but only if you voluntarily provide it to us. This may occur, for example, if you sign up to receive an email newsletter, or enter a promotion. We will use your email address for the purposes for which you provided it to us, and also from time to time to send you emails regarding the Site or other products or services that we believe may be of interest to you. You may opt out of such email communications at any time by clicking the “unsubscribe” button in the email.

Your email address may also be shared with the technology provider we use in connection with the purposes for which you provided it, and that technology provider may also contact you from time to time.

If you are a resident of a country in the European Economic Area (EEA), please refer to the sub-section below entitled “Additional Rights of EEA Residents.”

REGISTRATION OR ACCOUNT DATA

We may collect other information from you if/when you register with our Site in order to use various features. Such information could include your name, birthday, postal code, screen name, and password (if applicable). As you use the Site, we could collect other data that you provide voluntarily (such as comments that you post).

We may also collect information about you through other methods, including research surveys, social media platforms, verification services, data services, as well as public sources. We may combine this data with your registration data in order to maintain a more thorough profile.

We may use third parties to provide the functionality to allow you to register for, or otherwise enhance (plugins), our Site; in this case the third party will also have access to your information. Otherwise, we will not provide any personally-identifying information about you to third parties, except if required by law.

We may use your personally-identifying information for a variety of our internal business purposes, such as creating a better user experience for the Site, diagnosing and troubleshooting malfunctions on the Site, better understanding how the Site is used, and making personalized recommendations to you.

If you are a resident of a country in the European Economic Area (EEA), please refer to the section below entitled “Additional Rights of EEA Residents.”

ADDITIONAL RIGHTS OF EEA RESIDENTS

If you are a resident of a country in the EEA, you have the rights, among others, to:

(i)  access your personal data

(ii)  ensure the accuracy of your personal data

(iii) the right to have us delete your personal data

(iv)  the right to restrict further processing of your personal data, and

(v)  the right to complain to a supervisory authority in your country of residence in the event that data is misused

If you believe that our processing of your personal information infringes data protection laws, you have a legal right to lodge a complaint with a supervisory authority responsible for data protection. You may do so in the EU member state of your residence, your place of work or the place of the alleged infringement.

You may exercise any of your rights in relation to your personal data by written notice to us addressed to the following:

VTX Capital, LLC
210 Heights Lane, Blacksburg, VA 24060, USA

CHILDREN’S ONLINE PRIVACY PROTECTION ACT (COPPA) COMPLIANCE

We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act).  We do not knowingly collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older. We recommend that anyone under 18 years of age participate and use our website, products or services only with parental permission and supervision.

We do not intend to collect any personal information from children under the age of 18. If a parent or guardian of a child who has provided us with such personal information would like the information deleted from our records, he or she should contact us at the email address listed at the top of this policy page. We will then delete the child’s personal information (if any) from our records.

TERMS OF USE

AFFILIATE MARKETING DISCLAIMER

This website contains links to products and/or pages for which we receive financial compensation. We may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant. You are not obligated to click on any link or buy any products that are advertised. Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs, or otherwise. Any references to third party products, rates, or websites are subject to change without notice. Please do the appropriate research before participating in any third party offers. VTX Capital, LLC is also a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

While we have strict editorial standards on objectivity, affiliate relationships may influence which products and services we cover, and may even affect the order that those links appear.  This disclosure is provided in accordance with the Federal Trade Commission’s 16 CFR § 255.5: Guides Concerning the Use of Endorsements and Testimonials in Advertising.

BLOG

Use of any publication is at your own risk. You are responsible for your personal finances and should not rely on this site or any information found on this site to make your final decision. This blog merely provides opinion based on the content author’s experiences and personal knowledge. You are responsible for any actions you take by reading any of the content in blog.

The information contained in this blog is for informational purposes only and is not intended to be used as substitute to obtain professional financial advice. Seek professional advice prior to acting on any information you may find and read in this blog.

You are responsible for your own personal finance actions. Under no circumstances that the authors, contributors, owners, and partners of this blog are not responsible for the accuracy or completeness contained in this blog, even though we attempt to bring accurate information. Therefore, the authors, contributors, owners, and partners of this blog neither absolutely make warranties or promises nor accept responsibilities for any liability, injury, or damage that may cause you when using any information contained in this blog.

We do not make promises that our blog content or service will be provided to you timely, secured, or error-free. Under no circumstances should any information from this blog is to be used as replacement for professional financial advice.

SALE OF BUSINESS OR ASSETS

In the event that the Site or substantially all of its assets is sold or disposed of as a going concern, whether by merger, sale of assets or otherwise, or in the event of an insolvency, bankruptcy or receivership, the information we have collected about you may be one of the assets sold or merged in connection with that transaction.

FUTURE CHANGES TO OUR POLICY PAGE

We may change our Policy Page from time to time. The most recent version of our Policy Page will always be posted on the Site, with the “Effective Date” posted at the top of the page.

We may revise and update our Policy Page if our practices change, as technology changes, or as we add new services or change existing ones.

If we make any material changes to our Policy Page or how we handle your personal information, or we are going to use any personal information in a manner that is materially different from that stated in our Policy Page at the time we collected such information, we will reasonably attempt to notify you of such changes. By continuing to use our Site or services after the Effective Date, you are deemed to consent to our then-current policies.